Agentic AI · Auto Loans
The dealer's worst nightmare. Yours, on call.
An Auto Loan agent that walks into the dealership with you — pre-approved, fair-market-priced, and ready to call out every junk fee in the contract.
What the agent would do
A glimpse of auto loans, fully agentic.
- ✓Pre-approves you at the best rate before you step on the lot
- ✓Benchmarks the out-the-door price against market comps
- ✓Flags add-ons (GAP, etch, warranties) and prices them fairly
- ✓Refinances your existing auto loan when rates or credit improve
🤖KAI · Auto Loans Agent
Dealer is quoting 8.9% on a 2023 Highlander, $42,800 out the door.
I've pre-approved you at 6.45% for 60 months through Kasisto — that's $1,580 less interest over the loan. Also: $42,800 is $1,900 above market for that exact trim and mileage in your zip. The $895 'doc fee' is $400 above the state cap, and the GAP coverage is marked up 3x. Walk-away price should be about $40,500 + tax.
Send me the pre-approval and a script for the F&I office.
Pre-approval sent to your phone with a printable copy. I drafted three negotiation lines for you — price, doc fee, GAP. If the dealer won't move, I have two comparable units within 30 miles ready to pull.