Agentic AI · Mortgages
A mortgage agent that never stops shopping.
Pre-qualifies you in seconds, finds the lowest true cost across lenders, and watches rates 24/7 so you refinance at the right moment.
What the agent would do
A glimpse of mortgages, fully agentic.
- ✓Pre-qualifies you without a hard credit pull
- ✓Compares APR + closing costs + PMI, not just headline rate
- ✓Monitors refinance windows and alerts when math works
- ✓Auto-fills your application from your Kasisto profile
🤖KAI · Mortgages Agent
We're looking at a house listed for $720k. What can we afford?
Based on your income, debts, and $144k available for down payment, you qualify for up to $675k borrowed at 6.25% — a $4,160 monthly payment all-in (taxes + insurance included). At the $720k price with 20% down, you'd be at $4,440/mo, which is 31% of gross income. Comfortable but not aggressive.
Lock me in for pre-approval.
Pre-approval letter generated for up to $576k borrowed, valid for 90 days. I've pre-filled the full application and I'm watching rates daily — if the 30-year drops below 6.00% before you close, I'll re-quote automatically and re-lock if it saves you more than $40/mo.