Banking that thinks ahead.
One account for your spending, saving, mortgage, auto loan, and investments with intelligent insights that move your money for you.
STACK
Pick a stock. We'll buy the dinner.*
Open Online Savings + Checking and we'll drop one share of the blue-chip stock you choose into your portfolio — plus a $75 dining credit for your first payday dinner.
*Offer valid 5/22/26 through 6/13/26 for new Kasisto Bank members only. Deposit a combined $5,000+ within 30 days to qualify. Stock share (up to $300 value) deposited to your Kasisto Invest account; $75 dining credit redeemable via partner network. Investing involves risk. Fictitious Bank. Demo Only Offer.
Built for every dollar.
Spend & Save
Interest checking and 4.20% APY savings — no minimums, no monthly fees.
Borrow Smarter
Mortgages and auto loans with transparent rates and zero lender fees.
Build Wealth
Self-directed investing and managed portfolios at a 0.25% advisory fee.
Not just an assistant. A strategic assistant.
KAI looks at your full money picture — checking, savings, investments, and debt — and tells you, in plain English, what to do next. Like having a smart friend who's great with money on call 24/7.
- ✓Sees all your accounts in one place
- ✓Spots ways to save you money you'd miss
- ✓Tells you the next best move — in plain English