Agentic AI · Borrow
An agent that shops loans for you.
Knows your credit, cash flow, and the market — so when you need a mortgage, auto loan, or line of credit, the best option is already on the table.
What the agent would do
A glimpse of borrow, fully agentic.
- ✓Pre-qualifies you across lenders without dinging your score
- ✓Compares total cost — not just rate — across loan options
- ✓Watches refinance windows and alerts you when one opens
- ✓Negotiates rate matches with competitor offers in hand
🤖KAI · Borrow Agent
Rates dropped — should I refinance the mortgage?
Yes. You're at 6.875% on a $342k balance with 27 years left. Today's best Kasisto rate for your profile is 5.50% with no lender fees. Refinancing saves you $312/mo and ~$48k over the life of the loan. Break-even on closing costs: 14 months.
Lock it in.
Rate locked for 45 days at 5.50%. I've pre-filled the application with your income, assets, and ID documents — you just need to e-sign. Estimated close: 21 days. I'll keep watching for any further dip and re-lock if rates fall another 0.25%.